Meet Our Directors

Dr. Sanjukta Vinod Kutty

Business Director - Raniyaa Distribution

Dr. Sanjukta V. Kutty is the Business Director of Raniyaa Distribution, controlling legal policy management, enrollment, business strategy, creatives management, compliance & consulting activities. Her career spans more than 32 years with financial institutions including Standard Chartered Bank, Deutsche Bank & Axis Bank, in sales, strategy & management.

On the academic front, she holds an MBA from Manipal University and a Doctorate from the Dunster School of Management, Switzerland.

“Victory and defeat depend on our thinking...”

Mr. Sunil Kumar Tiwari

Founder & Chairman - Raniyaa Distribution

Mr. Sunil Kumar Tiwari is the Founder and Chairman of Raniyaa Distribution, controlling business projection, empanelment control, actuarial and promotional activities. Sunil has a career of more than 14 years in the broking and insurance sectors, having been associated with leading groups like Reliance Capital Co. Ltd. and SUD Life Insurance Co. Ltd.

On the academic front, Sunil has completed a Doctorate in Healthcare Management from the Indira Gandhi Institute of India.

“Victory comes at the next step after the final attempt...”

Mrs. Shailbala Vijay Tiwari

Associate Director - Raniyaa Distribution

Mrs. Shailbala Vijay Tiwari is the Co-Founder & Associate Director of Raniyaa Distribution, controlling the cultural & traditional activities within the company. Shailbala is a homemaker who spends most of the time participating in and supporting social activities, and is also associated with ladies' mutual saving and charity activities.

On the academic front, Shailbala holds a degree in science from Chhattisgarh University, India.

“To keep moving forward, relying on both good sense and courage...”